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Why obtain an appraisal from PLF Appraisals Inc.?

To a lot of people, an appraisal is simply a line item on the break-sheet for a home sale or refinance. Most lenders still call for a local expert because the stakes are so high, even though there are a growing number of automated home valuation methods that might appear less expensive than an appraisal. You might assume that obtaining a mortgage is the only reason to get an appraisal, but there are more situations when the services of a licensed, independent real estate professional might be helpful.

When you're planning on any transaction where the value of your real estate is in question, just contact PLF Appraisals Inc.. Just click here

Let PLF Appraisals Inc. help you challenge your tax assessment in Cherokee County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from PLF Appraisals Inc. is your best evidence when building your case. At PLF Appraisals Inc.,we can assist you in challenging your tax assessment.

Let PLF Appraisals Inc. help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that almost all lenders ask buyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. Since the added payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.

PLF Appraisals Inc. will give you a statement regarding the value of your home, and the expense of the home valuation can often be regained in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is an especially heartbreaking experience for the parties involved, and it is often further complicated by the troublesome decision of who maintains the home. It's a good idea to get an appraisal from PLF Appraisals Inc. so both parties are entirely aware of the true market value of their home, regardless of the circumstances.

The parties will have a good idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Relocating to or from Cherokee County

Employee relocation can be a stressful event, and we understand. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our thorough process, we encourage employees that are moving to provide feedback on the positive features of their property, as well as information about any new sales or listings in their neighborhood that they want considered.

Let PLF Appraisals Inc. help you sell your home quickly at the right price

A professional appraisal will help you make a more informed decision when determining your asking price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to perform the appraisal report and and aren't related to the sales price.

We examine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties are on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.